Investment Advisory Services
Comprehensive wealth management solutions tailored to your unique financial goals
Our Core Services
As a registered investment advisory firm, we provide comprehensive financial services designed to help you build, protect, and transfer wealth throughout every stage of your life.
Portfolio Management
Our investment management services are built on a foundation of disciplined research, strategic asset allocation, and continuous monitoring to help you achieve your long-term financial objectives.
Customized Asset Allocation
Tailored portfolio design based on your goals, time horizon, and risk tolerance
Active Rebalancing
Regular portfolio adjustments to maintain optimal risk-return profile
Performance Reporting
Transparent, detailed reporting on portfolio performance and holdings
Tax-Loss Harvesting
Strategic realization of losses to minimize tax liability
Our Investment Approach
Disciplined strategies grounded in research and tailored to your unique needs
Disciplined strategies grounded in research and tailored to your unique needs
Discovery & Analysis
We begin by understanding your complete financial picture, goals, risk tolerance, and time horizon through in-depth consultation and analysis.
Strategic Design
We develop a customized investment strategy and asset allocation model specifically designed to meet your objectives while managing risk appropriately.
Implementation
We execute your investment plan with careful attention to tax efficiency, cost minimization, and optimal timing while keeping you informed throughout.
Ongoing Management
We continuously monitor your portfolio, make proactive adjustments, and conduct regular reviews to ensure you stay on track toward your goals.
Investment Principles We Follow
Evidence-Based Investing
Strategies backed by academic research, not speculation
Broad Diversification
Spreading risk across asset classes and geographies
Cost Consciousness
Minimizing fees and expenses to boost returns
Tax Efficiency
Reducing tax drag on portfolio performance
Long-Term Focus
Patient investing aligned with your time horizon
Disciplined Rebalancing
Maintaining target allocations through market cycles
Tax Efficient Investment Management
Tax Efficient Strategies
Minimize your tax burden through strategic investment asset location and management .
Tax Defered Accounts
Sustainable withdrawal strategies to ensure your nest egg lasts
Tax Efficient Investing
Strategic timing to maximize your lifetime benefits
Tax- Loss Harvesting
Capital gains and capital lost management
Roth Conversion analysis
Understand the potential future tax savings of converting available tax deferred accounts to tax free
High tax brackets can significantly impact returns. Investors in the highest bracket may pay up to 37% in federal taxes on short-term gains and ordinary dividends.
Tax-loss harvesting can improve post-tax returns. EMpirical research shows this strategy in seperately managed accounts can enhance investment portfolio performance.
Retirement Planning
Retirement Planning Services
Sage Wealth Capital provides comprehensive retirement planning strategies to help you retire with confidence and maintain your lifestyle throughout your retirement years.
Retirement Income Planning
Retirement income and sustainable withdrawal planning strategies to ensure your nest egg lasts
Social Security Optimization
Strategic timing to maximize your lifetime benefits
IRA & 401(k) Management
Rollover assistance and retirement account optimization
Additional Services
Specialized advisory services to address your unique financial needs
401(k) & IRA Rollovers
Clear reporting, honest communication, and straightforward fee structures. You'll always know exactly where you stand.
- Direct rollover assistance
- Tax implications analysis
- Account consolidation
Estate Planning Coordination
Your financial situation is unique. We create customized investment strategies tailored to your goals, risk tolerance, and timeline.
- Beneficiary review & updates
- Trust funding strategies
- Charitable giving planning
Education Planning
We empower you with knowledge. Understand your investments, make informed decisions, and build confidence in your financial future.
- 529 plan optimization
- UGMA/UTMA account guidance
- College cost projections
Income Distribution Planning
Your financial advisor is always available. Regular reviews, proactive adjustments, and responsive service when you need it most.
- Withdrawal sequencing
- UGMA/UTMA account guidance
- College cost projections
Who We Serve
Our investment advisory services are designed for individuals and families who value professional guidance and seek a trusted partner for their financial journey.
Pre-Retirees & Retirees
Individuals approaching or in retirement who need income planning, Social Security optimization, and wealth preservation strategies.
High-Net-Worth Families
Families seeking comprehensive wealth management, estate planning coordination, and multi-generational strategies.
Business Owners & Executives
Professionals with complex compensation, stock options, and business succession planning needs.
Wealth Accumulators
Young professionals and families building wealth who want expert guidance on investment strategy and goal planning.
Transparent Fee Structure
As a fee-only registered investment advisor, we're compensated directly by our clients—not by commissions or product sales. This eliminates conflicts of interest and ensures our advice is always in your best interest.
Our Fee Model
Assets Under Management (AUM) Fee
We charge a percentage of assets we manage on your behalf. Our fee schedule is tiered, so larger portfolios benefit from lower percentage rates.
Typical range: 0.50% - 1.25% annually, billed quarterly
No Commissions
We never earn commissions on products we recommend
Full Transparency
All fees clearly disclosed in writing upfront
Aligned Interests
We succeed when you succeed—our interests are aligned
Important: Specific fee details will be provided during your consultation and outlined in our advisory agreement. We'll ensure you understand exactly what you're paying for before you commit.
Frequently Asked Questions
Common questions about our investment advisory services
Still have questions?
Schedule a ConsultationSchedule a call today
Schedule your free consultation today and discover how our fiduciary approach can help you build the wealth and security you deserve.