Privacy Policy
Last Updated: December 23, 2025
Our Commitment to Your Privacy
At Sage Wealth Capital, we are committed to protecting the privacy and security of your personal and financial information. As a registered investment advisor with the Securities and Exchange Commission (SEC), we adhere to strict privacy standards under federal and state laws, including Regulation S-P. This Privacy Policy explains how we collect, use, share, and protect your information.
Table of Contents
1. Information We Collect
We collect various types of information to provide you with our investment advisory services:
Personal Identification Information
This includes information that identifies you personally, such as:
- Name, address, email address, and phone number
- Social Security number or tax identification number
- Date of birth
- Government-issued identification
- Employment information
Financial Information
To provide investment advice and manage your portfolio, we collect:
- Investment objectives and risk tolerance
- Income, assets, and net worth
- Bank account and brokerage account information
- Investment holdings and transaction history
- Tax information and financial statements
Website Usage Information
When you visit our website, we may automatically collect:
- IP address and browser type
- Pages visited and time spent on our website
- Referring website and search terms used
- Device information and operating system
2. How We Use Your Information
We use the information we collect for the following purposes:
Providing Investment Advisory Services: To analyze your financial situation, develop personalized investment strategies, and manage your investment portfolio.
Account Management: To open and maintain your accounts, process transactions, and provide customer service.
Compliance and Legal Obligations: To comply with regulatory requirements, prevent fraud, and meet our legal and contractual obligations.
Communication: To send you account statements, performance reports, regulatory notices, and other important information about your investments.
Improving Our Services: To enhance our website, develop new services, and better understand our clients' needs.
3. Information Sharing and Disclosure
We do not sell your personal information to third parties. We may share your information only in the following limited circumstances:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our business, such as custodians, broker-dealers, accountants, attorneys, and technology providers. These parties are contractually obligated to protect your information and use it only for the purposes we specify.
Legal Requirements
We may disclose your information when required by law, regulation, subpoena, court order, or regulatory authority. This includes sharing information with the SEC, state securities regulators, or other government agencies as required.
Business Transfers
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity. You will be notified of any such change via email or prominent notice on our website.
With Your Consent
We may share your information with other parties when you have given us explicit permission to do so, such as sharing information with your accountant, attorney, or family members you designate.
Important: We do not share nonpublic personal information with nonaffiliated third parties for marketing purposes.
4. Security of Your Information
We take the security of your personal and financial information very seriously. We implement physical, electronic, and procedural safeguards designed to protect your information from unauthorized access, use, or disclosure.
Our Security Measures Include:
Encryption
All sensitive data transmitted to and from our website is encrypted using industry-standard SSL/TLS protocols.
Access Controls
We restrict access to your information to only those employees and service providers who need it to perform their job functions.
Secure Storage
Your data is stored on secure servers with multiple layers of protection, including firewalls and intrusion detection systems.
Employee Training
All employees receive regular training on data security and privacy best practices.
Regular Audits
We conduct regular security assessments and updates to ensure our systems remain protected against emerging threats.
Please Note: While we employ robust security measures, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but remain committed to protecting your information to the fullest extent possible.
5. Your Rights and Choices
You have certain rights regarding your personal information:
Access Your Information
You have the right to request access to the personal information we maintain about you. Contact us to review your information.
Correct Inaccurate Information
If you believe any information we have about you is inaccurate or incomplete, you may request that we correct or update it.
Opt-Out of Marketing Communications
You may opt-out of receiving marketing emails from us by clicking the "unsubscribe" link in any marketing email or by contacting us directly. Please note that even if you opt-out of marketing communications, we will still send you important account-related and transactional information.
Opt-Out of Information Sharing
You may limit our sharing of your nonpublic personal information with nonaffiliated third parties by contacting us. However, we may still need to share information as required by law or to service your account.
Request a Copy of Your Data
You may request a copy of your personal information in a portable format.
To Exercise Your Rights:
Please contact us using the information provided in the "Contact Us" section below. We will respond to your request within a reasonable timeframe.
6. Cookies and Website Technology
Our website uses cookies and similar technologies to enhance your browsing experience and analyze website traffic.
What Are Cookies?
Cookies are small text files stored on your device when you visit our website. They help us remember your preferences and understand how you use our site.
Types of Cookies We Use:
- Essential Cookies: Required for the website to function properly, such as maintaining your session.
- Analytics Cookies: Help us understand how visitors interact with our website so we can improve it.
- Preference Cookies: Remember your settings and preferences for a better user experience.
Managing Cookies
Most web browsers allow you to control cookies through their settings. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some features of our website may not function properly if you disable cookies.
7. Third-Party Links
Our website may contain links to third-party websites, such as our custodian's client portal or educational resources. We are not responsible for the privacy practices or content of these external sites.
When you click on a link to a third-party website, you will be subject to that site's privacy policy. We encourage you to review the privacy policies of any third-party sites you visit. This Privacy Policy applies only to information collected by Sage Wealth Capital.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by:
- Posting the updated policy on our website with a new "Last Updated" date
- Sending you an email notification if you are an existing client
- Providing notice through our client portal or other direct communication
Your continued use of our services after we post changes to this Privacy Policy means you accept those changes. We encourage you to review this policy periodically.
9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
Sage Wealth Capital
Mailing Address
123 Financial District
Suite 500
New York, NY 10004
Phone
(555) 123-4567Regulatory Disclosures
SEC Registration: Sage Wealth Capital is a registered investment advisor with the U.S. Securities and Exchange Commission. Our registration does not imply a certain level of skill or training.
Form ADV: For more information about our firm, including our fees, services, and potential conflicts of interest, please review our Form ADV Part 2A (Firm Brochure), which is available upon request or on the SEC's website at adviserinfo.sec.gov.
Regulation S-P: This Privacy Policy is provided in compliance with SEC Regulation S-P, which governs the treatment of nonpublic personal information by investment advisers.
Additional Rights for California Residents
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). These rights include:
- The right to know what personal information we collect, use, disclose, and sell
- The right to request deletion of your personal information
- The right to opt-out of the sale of personal information (we do not sell personal information)
- The right to non-discrimination for exercising your CCPA rights
To exercise these rights, please contact us using the information provided above.
Your Privacy is Our Priority
We are committed to protecting your personal and financial information with the highest standards of security and confidentiality.
Privacy Policy Quick Summary
We Don't Sell Your Data
Your personal information is never sold to third parties
Secure & Encrypted
All data is protected with industry-leading security
Regulatory Compliance
We follow SEC Regulation S-P requirements
You're in Control
Access, update, or delete your information anytime
This Privacy Policy was last updated on December 23, 2025
Contact us if you have any questions or concerns